Bank |

Board and Executive Committee

Gerry Mallon Chief Executive

Gerry started as Chief Executive of Tesco Bank in August 2018 and is a member of the Tesco executive committee.

Prior to joining Tesco, Gerry has held a number of leadership roles in financial services. Most recently Gerry served as Chief Executive Officer of Ulster Bank Ireland.  

Before joining Ulster Bank, Gerry served as Chief Executive Officer of Danske Bank UK (formerly Northern Bank) for eight years, successfully leading the organisation in the aftermath of the financial crisis. Earlier in his career, Gerry also held roles at Bank of Ireland, McKinsey & Co., and the UK Civil Service.

Outside of financial services, Gerry served as Pro-Chancellor and Chair of Council at the University of Ulster, President of the Institute of Banking in Ireland, and he is currently Chairman of the Irish Football Association.

Gerry is an Economics graduate from Cambridge University and received his MBA from Ulster Business School. He is married to Una and has four children.

Jacqui Mallin People Director

Jacqui is the People Director at Tesco Bank and a member of the Tesco Bank Executive Committee. Jacqui has extensive Leadership experience and has spent her career working across a number of industries, including General Insurance, Life and Pensions, Telecoms and Banking.

Jacqui spent five years at Aegon, a Scottish based Life and Pensions Business, where she was accountable for leading HR Operations while also leading the HR Transformation programme. Jacqui then moved on to take up a broader leadership role at Standard Life, leading the group people operations, while also leading a multi-million pound award winning group people transformation programme. While at Standard Life, Jacqui was awarded HR Director of the Year at the HR Network Awards in 2013 and also received the Customer Excellence Award from Oracle for the programme's Return on Investment.

Prior to joining Tesco Bank, Jacqui led the people and transformation programme at the market-leading telecoms provider, Three UK.

Declan Hourican Chief Financial Officer

Declan joined Tesco Bank in October 2016 and has over 18 years' experience in the financial services industry with RBS and Andersen. Before joining Tesco Bank, Declan was the Chief Finance & Administrative Officer within the Royal Bank of Scotland's Restructuring Division (2012-2016). Declan held a range of roles with RBS from 2002-2012 including CFO for the Global Restructuring Group, CFO for the Non-Core Division and FD roles with NatWest, Business Banking and RBS Insurance.

Declan is a graduate of University College Dublin and the Michael Smurfit Graduate School of Business, and is a Fellow of the Institute of Chartered Accountants in Ireland.

David Bowerman Chief Operating Officer

David joined Tesco Bank as its Chief Operating Officer in April 2019, and is a member of the Tesco Bank Executive Committee

Before joining Tesco Bank, David was Vice Chairman and Head of Business Services at Citizen's Bank in the United States of America, where David was responsible for all aspects of the Bank's technology, operations including customer service, security, procurement and property. Earlier in his career David held a number of roles covering operations, retail, and commercial banking at Royal Bank of Scotland and NatWest.

Michael Mustard Legal Director

Michael Mustard was appointed Company Secretary to the Board in May 2014.

He joined Tesco bank as Legal Director in April 2014 from Citi where he was a senior lawyer in the EMEA Consumer business. Michael was previously a lawyer at Allen & Overy LLP, worked in private equity and is a qualified as a chartered accountant with PricewaterhouseCoopers.

Richard Henderson Chief Risk Officer

Richard joined Tesco Bank in June 2009 and performed the roles of Audit Director, Finance Director (Banking) and Financial & Credit Risk Director before being appointed as Chief Risk Officer in January 2017. Before joining Tesco Bank, Richard held a range of internal audit roles with RBS and Barclays. Richard started his career with PricewaterhouseCoopers in external audit.

Richard is a graduate of The University of Nottingham, has an MBA from The University of Edinburgh, is a Fellow of The Institute of Chartered Accountants in England and Wales (FCA), and is an Associate Member of the Association of Corporate Treasurers (AMCT).

Sigga Sigurdardottir Chief Customer Officer

Sigga joined Tesco Bank as its Chief Customer Officer in November 2019, and is a member of the Tesco Bank Executive Committee.

Before joining Tesco Bank, Sigga led a digital and cultural change across Santander UK as its Chief Customer and Innovation officer. She has also been pioneering in partnering with the start-up, digital and fintech community to lead efforts to design a customer-centric bank of the future through mobile-first business models. Most recently, she led the development and launch of standalone fintech business Asto, a mobile-only platform that helps small companies better run and grow their businesses.

Sigga also spent 14 years working for American Express in Australia, Singapore, London and NYC, leading digital transformation and change across multiple lines of business and geographies. She started her career in the media industry, in her native country Iceland, as head of marketing and business development for Independent Media.

Sigga holds a doctorate in leadership and innovation from Manchester Business School, an MBA from IESE Business School as well as a BS degree in Marketing from the University of South Carolina.