Bank | Board

Leadership and Governance

Jacqui Ferguson Interim Chair

Jacqui is the Interim Chair of Tesco Bank.

An experienced CEO from the technology industry with over 30 years’ experience, Jacqui is the former CEO of Hewlett Packard Enterprise Services UK & MEA, a $3bn P&L and 10,000 people business serving large corporate and mid-sized companies with transformational digital, technology and business process solutions. She has lived and worked internationally including in Silicon Valley, Europe and Asia.

Jacqui is Chair of the Remuneration Committee and Non-Executive Director at Wood PLC a FTSE listed international engineering services company, Non-Executive Director at FTSE 100 Croda PLC a sustainability leader and specialty chemicals company and Deputy Chair at Engineering UK a charity focused on inspiring young people from all kinds of background into engineering careers.  In 2018 she won the Sunday Times ‘NED to watch’ award in honour of Dame Helen Alexander and is a Fellow of the Institute of Engineering and Technology.

Jacqui joined the Tesco Bank Board in April 2018 and was appointed as the Interim Chair in January 2023.

Robert Endersby Interim Senior Independent Non-Executive Director

Robert is the Interim Senior Independent Non-Executive Director. Robert has spent almost 40 years working in the financial services sector. Until late 2014, he was Chief Risk Officer and member of the Executive Board of Danske Bank, Denmark's largest financial enterprise, where he was also a member of the board of directors of the group's main UK and Finnish subsidiaries.

Between 2016 and 2019, Robert was an independent non-executive director and chair of the board risk committees of Credit Suisse International and Credit Suisse Securities (Europe) Limited.

Robert is also currently an independent non-executive director and chair of the board risk committee of Redwood Bank Limited.

Previously, Robert has held senior risk management positions in Barclays, The Royal Bank of Scotland and ING Group and has a broad international experience of the sector including assignments based in Denmark, The Netherlands and France.

Robert joined the Tesco Bank Board in December 2014 and currently Chairs the Board Risk Committee.  He was appointed as the Interim Senior Independent Non-Executive Director in January 2023.

Julie Currie Independent Non-Executive Director

Julie is an independent Non-Executive Director. A Chartered Accountant, qualifying with Ernst & Young, she has over 25 years experience in the financial services sector, the majority of which was spent at Lloyds Banking Group.

Executive experience includes Chief Operating Officer for the Turnaround Division of Lloyds Banking Group, providing support to c.1,200 specialists seeking to reduce underperforming loans arising from the credit crunch; Director of Integration to lead the merger of Lloyds TSB and HBOS’s Private Equity related businesses; and Director of Acquisition Finance where she spent nine years in Bank of Scotland’s European Leveraged Finance business. Julie completed her Executive career in 2017 as the Chief Financial and Operating Officer for the Lloyds Bank Foundation for England and Wales, the largest corporate foundation in the UK.

She is an experienced NED and currently sits on the Board of Scotiabank Europe, where she has chaired the Audit Committee since 2018. Prior NED roles include the Department for International Trade, where she established and chaired the Audit and Risk Committee for 4 years in the lead up to the UK leaving the EU, Social and Sustainable Capital, Fortem Solutions and Social Investment Business.

Julie joined the Tesco Bank Board in February 2021 and is Chair of the Board Audit Committee.

Simon Machell Independent Non-Executive Director

Simon is an Independent Non-Executive Director. He has worked in financial services for over 30 years and has deep experience in both general and life insurance in the UK, Europe and Asia. He spent 19 years with Aviva and his roles there included Chief Executive of the RAC, having served as Chief Executive of the general insurance business in the UK and latterly running the insurance businesses in 14 markets across Eastern Europe and Asia.  He was a member of Aviva's executive committee for six years and sat on numerous boards throughout the group.

Simon was Chairman of the Motor Insurers Bureau from 2001 to 2007.  He holds an Economics degree from Durham University and is Fellow of the Institute of Chartered Accountants in England and Wales.  Simon is also a visiting professor in insurance at the Southwest University of Finance and Economics in Chengdu, China.

He chairs the Board of Tesco Underwriting Limited, is a Director of Suncorp Group in Australia and is a Non-Executive Director of Prudential Assurance Company Singapore and Pacific Life Reinsurance.

Simon joined the Tesco Bank Board in November 2013.

Amanda Rendle Independent Non-Executive Director

Amanda is the Bank’s Chair of Remuneration Committee and an Independent Non-Executive Director.

She has over 30 years of marketing experience in both Agencies and Clients across numerous sectors including: financial services, professional service and FMCG. She is the former Global Head of Marketing for Commercial Banking and Global Banking and Markets at HSBC, where she was a member of the Executive team that ran the international commercial bank in over 55 markets from 2011 to 2015. 

Amanda began her career at Barclays Bank before moving to Limbo (Bartle Bogle Hegarty). She also set up a consultancy recognising the opportunity to focus on customer experience. She joined HSBC in the UK in 2000, moving to a European role in 2006 and global role in 2011.

Amanda is Chair of the Remuneration Committee and Non-Executive Director of Homeserve Membership (UK), Non-Executive Director to the Government Communications Service and an advisor to the Make My Money Matter Campaign. She is also a Fellow of The Marketing Society and a member of WACL (Women in Advertising & Communications London).

Amanda joined the Tesco Bank Board in December 2016.

Liz Buckley Independent Non-Executive Director

Liz is an independent Non-Executive Director.  She has worked in financial services for over 30 years and has deep expertise in life, long term savings and general insurance markets covering retail customer proposition development, product design and pricing.  In addition to this she brings many years of large-scale change and transformation experience.

Liz is the former Group Transformation Director of Direct Line Group (‘DLG’) where she led the organisation’s shift to agile ways of working.  Before joining DLG, Liz was the Global Products Director for HSBC’s insurance businesses and a member of HSBC’s Group Insurance Executive Committee.  She was responsible for the development and delivery of all HSBC’s retail insurance products worldwide with teams in London and Hong Kong.  Her early career was in Dublin, where she spent time with the New Ireland Assurance Company which is now a subsidiary of the Bank of Ireland.

As part of her pro-bono work, Liz is Chair of Governors at a Prep School in Wandsworth and Co-Chair of a regional special educational needs school in Wimbledon specialising in supporting children with sensory impairment.  She is a Fellow of the Institute and Faculty of Actuaries and holds a first-class MBA from University College Dublin.

Liz joined the Tesco Bank Board in December 2021.

Tiku Patel Independent Non-Executive Director

Tiku is an Independent Non-Executive Director. He is the Chief Executive Officer of Blue Motor Finance, a private equity owned technology and analytics driven motor finance provider that was rated the Financial Times’ Fastest Growing Company in Europe in 2019.

He has substantial experience in retail having worked in four Kingfisher Group businesses for more than ten years. He has spent the last 20 years leading financial services businesses in Barclays, Experian (where he led all of its UK businesses) and prior to Blue Motor Finance for PRA Group where he led a European business operating in 15 markets.

He has an MA in Mathematics for The Queen’s College, Oxford, is a qualified accountant and has benefitted from attending Harvard Business School’s Programme for Management Development.

Tiku joined the Tesco Bank Board in December 2021.

Prasanna Gopalakrishnan Independent Non-Executive Director

Prasanna is an independent Non-Executive Director. 

She is the Group Chief Technology Officer of Sky Group, Europe’s leading media and entertainment company, where she is responsible for setting the vision, objectives and operating model for all Sky’s European territories in order to form a cohesive technology strategy.

Prasanna has an outstanding track record in delivering complex technology and digital transformation for some of the world’s most recognisable global institutions.  Prior to working at Sky Group, she was the Managing Director and Chief Information Officer of Consumer Technology Business Operations at Bank of America.  She has also held senior positions at Boston Private, Harvard University, Fidelity Investments, Thomson Reuters and State Street Bank.

As a vocal advocate for women in technology Prasanna has been a strong promoter of diversity and inclusion throughout her career and she serves in various capacities to develop women into leadership roles. 

Prasanna holds a Master of Business Administration degree from the D'Amore-McKim School of Business at Northeastern University, USA and a Bachelor of Science in Engineering from the Birla Institute of Technology and Science, India.

Prasanna joined the Tesco Bank Board in January 2023.

Adrian Morris Non-Executive Director

Adrian is a Non-Executive Director. Adrian joined Tesco PLC in September 2012 as Group General Counsel. He is responsible for the legal, company secretarial, group security, regulatory and compliance functions across Tesco PLC.

Prior to this, Adrian worked at BP PLC as associate general counsel for refining and marketing and prior to that at Centrica PLC, initially as European group general counsel and then as general counsel for British Gas. He is also a Non-Executive Director of Moorfields Eye Hospital NHS Foundation Trust.

Adrian joined the Tesco Bank Board in April 2021.

Gerry Mallon Chief Executive

Gerry has been Chief Executive of Tesco Bank since August 2018 and is a member of the Tesco PLC Executive Committee.

Prior to joining Tesco, Gerry has held a number of leadership roles in financial services, including as Chief Executive Officer of Ulster Bank Ireland and as Chief Executive Officer of Danske Bank UK (formerly Northern Bank). Earlier in his career, Gerry also held roles at McKinsey & Co., and the UK Civil Service.

Outside of financial services, Gerry served as Pro-Chancellor and Chair of Council at the University of Ulster and President of the Institute of Banking in Ireland, and recently completed a six-year term as Chairman of the Irish Football Association.  He was appointed a Board Member of Foundation of Hearts Limited in December 2021.

Gerry holds an Economics degree from Cambridge University and received his MBA from Ulster Business School.

Richard Henderson Chief Financial Officer

Richard is the Chief Financial Officer.  Richard joined Tesco Bank in June 2009 and has performed the roles of Audit Director, Finance Director (Banking), Financial & Credit Risk Director and Chief Risk Officer.    

Before joining Tesco Bank, Richard held a range of internal audit roles with RBS and Barclays. He started his career with PricewaterhouseCoopers in external audit. 

Richard is a graduate of The University of Nottingham, has an MBA from The University of Edinburgh, is a Fellow of The Institute of Chartered Accountants in England and Wales (FCA), and is an Associate Member of the Association of Corporate Treasurers (AMCT).

Debbie Walker Chief Risk Officer

Debbie joined Tesco Bank in August 2017 and performed the role of Head of Risk Operations and then Compliance and Conduct Risk Director.  She was appointed to the role of Interim Chief Risk Officer in June 2021 before being appointed as the Chief Risk Officer in January 2022.

Prior to joining Tesco Bank, Debbie worked for the Royal Bank of Scotland Group, across a wide variety of commercial and risk management roles in both Corporate and Retail Banking. 

​Debbie is a Chartered Banker, has an MBA from the University of Edinburgh and a BA Honours degree in Economics from Heriot Watt University. She is also the Sponsor of the Wome​n at Tesco network at Tesco Bank.

Debbie joined the Tesco Bank Board in January 2022.