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Tesco Bank launches new Clubcard Credit Card offer

Tesco Bank has introduced a new credit card offer with a 0% BT fee, 0% on all purchases and balance transfers for 12 months on the Tesco Bank Clubcard Credit Card. This new combined product has a representative APR of 16.9%.

As a thank you, Clubcard Credit Card customers also receive Clubcard points on their spending - receiving one point for every £4 spent on their card.  The Clubcard Credit Card also doubles as a Clubcard in Tesco stores allowing customers to earn five points for every £4 spent, making it the perfect way to spend and earn additional points*.

David McCreadie, Managing Director, Banking at Tesco Bank, commented:

“The new no balance transfer fee offer is for those customers who want the flexibility of a great value purchase and balance transfer with the additional benefit of Clubcard points. The Clubcard Credit Card has consistently featured in best-buy tables and this new offer reflects our ambition to continue to offer great value products for customers.”

For more information and to apply for the Clubcard Credit Card, visit


For more information and media enquiries please contact:

Tesco Bank press office

+44 (0) 131 274 3630 

Notes to Editors

*One Clubcard point is awarded per £4 spent in each purchase transaction (£4 minimum). Customers must have available credit. Clubcard points not received on balance transfers.

Points exclusions apply to certain products in Tesco stores – see for more information.

The Clubcard scheme is administered by Tesco Stores which is responsible for fulfilling points.

The Clubcard Credit Card currently offers 3 options to customers:

  • 0% on Balance Transfers for 25 months (2.9% Fee )with 0% on purchases for 3 months from account opening,
  • 0% on purchases for 16 months with 0% on balance transfers for 9 months (2.9% fee) from account opening.
  • 0% on Balance Transfers for 12 months, 0% on purchases for 12 Months, 0% BT fee from account opening.

Customers can transfer 95% of their credit limit.

Representative example: 16.9%APR representative (variable) - Based on a credit limit of £1,200** - Purchase rate of 16.9% p.a. (variable).

Your credit limit may vary depending on your circumstances. The Tesco Clubcard Credit Card is available to over 18, UK residents only, subject to status.

About Us:

Tesco Bank’s goal is to make banking and insurance easier and better value for people who shop at Tesco. We’ve been around since 1997 and today we help more than 5 million customers manage their money every day. Our 4,000 colleagues serve our customers seven days a week from our three main centres in Edinburgh, Glasgow and Newcastle, and we are also available through online and mobile banking 24/7. Tesco Bank participates in the Chartered Banker Professional Standards Board.

Tesco Bank is a trading name of Tesco Personal Finance plc. Registered in Scotland No. SC173199. Registered Office: 2 South Gyle Crescent, Edinburgh, EH12 9FQ

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