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Tesco Bank introduces market-leading low APR credit card offer

Tesco Bank is helping customers manage their money by introducing the most competitive low APR credit card offer currently available*.  Tesco Bank’s Low APR Credit Card is designed for customers who want the reassurance of a low APR and the benefit of not having to keep track of 0% interest deals ending.

Features of the Low APR Credit Card include:

  • A low 5.9%APR representative (variable).
  • No annual fee for use of the card.
  • 0% interest on purchases for the first month.
  • The benefit of receiving Clubcard points** on their spending. The card also doubles up as a Tesco Clubcard in Tesco stores.

David McCreadie, Managing Director at Tesco Bank, said:

“We are committed to offering customers a range of great value credit cards, and we are pleased to introduce our new low APR credit card offer. Its low APR offers customers a convenient and cost-effective way to help them manage their money over a longer period.”

For more information on Tesco Bank’s range of credit cards, please visit


For more information and media enquiries please contact:

Tesco Bank press office

+44 (0) 131 274 3630 

Notes to editors:

Representative example: 5.9%APR representative (variable), based on a credit limit of £1,200. Purchase rate 5.9% p.a. (variable). 0% interest rates apply from account opening.

Your credit limit may vary depending on your circumstances. The Tesco Clubcard Credit Card is available to over 18s and UK residents only. Subject to status. Both new and existing Tesco Bank customers can apply. Tesco Bank, PO Box 27028, Glasgow, G2 9FT.

*This offer is the most competitive low APR credit card offer as of 4th August 2016

**Customers earn 1 Clubcard point for every £4 spent (£4 minimum) in Tesco and 1 point for every £8 spent (£8 minimum) outside Tesco in each purchase transaction. There are some products at Tesco customers can't collect points on. Find out more about collecting points at the Tesco Clubcard website. You must have available credit. The Clubcard scheme is administered by Tesco stores, who are responsible for fulfilling points.

About Us:

Tesco Bank’s goal is to make banking and insurance easier and better value for people who shop at Tesco. We’ve been around since 1997 and today we help more than 5 million customers manage their money every day. Our 4,000 colleagues serve our customers seven days a week from our three main centres in Edinburgh, Glasgow and Newcastle, and we are also available through online and mobile banking 24/7. Tesco Bank participates in the Chartered Banker Professional Standards Board.

Tesco Bank is a trading name of Tesco Personal Finance plc. Registered in Scotland No. SC173199. Registered Office: 2 South Gyle Crescent, Edinburgh, EH12 9FQ

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