Dog owners planning staycations urged to have pet insurance in place

The right pet insurance can help protect owners against illness, injury, theft and property damage

Dog owners planning a staycation this summer have been urged to have adequate pet insurance in place to help protect them financially in the event their canine companion causes property damage or injury whilst on holiday.

With limitations on foreign travel continuing, millions of Brits are expected to holiday closer to home this summer, offering the opportunity for their pooches to accompany them.

According to research commissioned by Tesco Bank, 21% of British dog owners took their dog on holiday somewhere in the UK during the past 12 months, with a holiday home (rented or owned) the most popular accommodation option among those who did (45%)[1]

According to the Pet Food Manufacturers’ Association, 3.2 million households in the UK have acquired a pet since the start of the pandemic and there are now more than 12 million dogs in the UK[2]. Tesco Bank is calling on those dog owners who haven’t already done so to have pet insurance in place and give themselves peace of mind.

Tesco Bank Pet Insurance paid out almost £65,000,000 in pet insurance claims from March 2020 to February 2021, processing around £172,000 in claims a day. Most of these were for medical treatments, with common conditions including sickness, tumours and lameness. The average medical claim paid out between March 2020 to February 2021 was £727.50.

Pet insurance can also protect owners if their dog causes an injury or damages someone else’s property. Last year, Tesco Bank Pet Insurance processed a public liability claim worth more than £45,000 after a customer’s dog knocked over a claimant, causing a fractured wrist and another claim worth £2200 for damage caused to a vehicle when the customer’s dog ran into the road while off their lead.

Mark Airey, Commercial Director, Insurance at Tesco Bank said: “Dogs are part of more and more families and the prospect of being able to take them on holiday will be an appealing one for those planning a well-earned staycation this summer.

“However, even the best-behaved dog can cause accidental damage, particularly if they are in an unfamiliar environment, and we want to help our customers avoid the stress of an unexpected bill.

“Pet insurance offers cover against a range of events and it’s important that customers research and choose the policy that is right for them and their pet.”


Notes to editors

[1] Figures from the survey are from YouGov Plc. Total sample size was 4038 adults, of which 1063 were dog owners. Fieldwork was undertaken between 4th - 31st January 2021.  The survey was carried out online. The figures have been weighted and are representative of all GB adults (aged 18+).

2 Pet Food Manufacturers’ Association annual pet population data (March 2021)

Tesco Bank Pet Insurance is arranged, administered and underwritten by Royal & Sun Alliance Insurance plc.

Pets must be at least eight weeks old when cover starts, and any pre-existing injuries and illness are not covered. Exclusion periods for injury and illness apply. Certain breeds of cat and dog are also not covered. Monetary limits, excesses and exclusions apply.

About Tesco Bank

Tesco Bank’s goal is to make banking and insurance easier and better value for people who shop at Tesco. We’ve been around since 1997 and today we help more than 5 million customers manage their money every day. Over 4000 colleagues serve our customers seven days a week from our three main centres in Edinburgh, Glasgow and Newcastle, and we are also available through online and mobile banking 24/7. Tesco Bank participates in the Chartered Banker Professional Standards Board.


Tesco Bank is a trading name of Tesco Personal Finance plc. Registered in Scotland No. SC173199. Registered Office: 2 South Gyle Crescent, Edinburgh, EH12 9FQ




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